Vancouver Washington real estate listings, home buying, selling and relocation information

Scott Mikel - The Columbian Readers Choice for Best Realtor in Clark County 2009

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"Scott and Sam were there for me when only the best would do."
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Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Q	What is the most unusual maintenance project done once each year in the United States?
A	The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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Scott and Sam Mikel, REALTOR®, real estate agents and broker for Vancouver Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Scott and Sam Mikel
Scott Mikel & Associates inc.
3502 Washington Street
Vancouver, WA. 98660
Office 1: 360-816-8800
Fax: 360-397-0509
Direct: Scott: 360-903-1144
Direct: Sam: 360-921-0068
Email: homes@agentmikel.com
Scott & Sam are the "real" in real estate. They have been just that for over 50 years (between them) for thousands of buyers and sellers in Vancouver and SW Washington. Maybe you can tell what they're really like if you click on the tab "About Us" - "Who We Are." They'll treat you with gentleness, kindness and humor, all at the same time. See what their customers say about them. (No they weren't paid to say those things!) After working many years in large companies, they started Scott Mikel & Associates, a LOCAL company, so they could choose which agents they associate with on a day-to-day basis, agents of ability and integrity and where they could have the technology for "virtual" real estate as needed. Scott and Sam have created a company with equal amounts of honesty, reliability and fun. They will treat you as family (if you wish) and w/ integrity and expertise at all times. Realtors are NOT all the same - some great, some not so great. Choose carefully.

www.agentmikel.com is brought to you by Scott and Sam Mikel
NUMBER1EXPERTS™ in real estate for Vancouver United States, Washington state.

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