Vancouver real estate and homes for sale in Washington - Scott and Sam Mikel, REALTORS® Scott and Sam Mikel REALTORS(r) for Vancouver, WA, Washington real estate, US USA - NUMBER1EXPERTS™ Scott and Sam Mikel NUMBER1EXPERTS(tm) for Vancouver, WA, Washington real estate, America
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Scott and Sam Mikel, REALTOR®, real estate agents and broker for Vancouver Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Dictionary: Vancouver Washington home buying, real estate listings, and homes for sale in Clark                          County, WA
Welcome > Resources > Real Estate Dictionary - A

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

V

VA guarantee

An insurance contract for which the Veterans Administration (VA) guarantees the lender's recovery of a designated percentage of the loan amount from the insurer in the event that the borrower defaults on the loan

VA loan, or Government mortgage

A mortgage loan available to qualified military veterans which is guaranteed by the Department of Veteran Affairs, usually offering either no down payment or a low down payment

Valuation

The estimated of value of a property

Variable rate mortgage, or Adjusted rate mortgage

A mortgage with interest rates that may fluctuate based on market conditions

Verification of Deposit

A statement signed by the borrower's financial institution that verifies the current balances in the borrower's accounts

Verification of Employment

A statement signed by the borrower's employer that verifies the borrower's current position and salary

Vest

To pass an immediate right on to a person

Vested

Having the right to withdraw a percentage of a fund before its agreed-upon maturity date; e.g., the percentage vested to individuals with retirement funds differs; if someone is 80% vested, that means they can only withdraw 80% of the funds set aside for them until its maturity

Department of Veterans Affairs (VA)

A federal agency that insures residential mortgages made to eligible military veterans, which thereby encourages loans being made to veterans

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



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Scott and Sam Mikel, REALTOR®, real estate agents and broker for Vancouver Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Scott and Sam Mikel
Scott Mikel & Associates inc.

3502 Washington Street
Vancouver, WA. 98660
Office 1: 360-816-8800
Fax: 360-397-0509
Direct: Scott: 360-903-1144
Direct: Sam: 360-921-0068
Email: homes@agentmikel.com

Scott & Sam are the "real" in real estate. They have been just that for over 50 years (between them) for thousands of buyers and sellers in Vancouver and SW Washington. Maybe you can tell what they're really like if you click on the tab "About Us" - "Who We Are." They'll treat you with gentleness, kindness and humor, all at the same time. See what their customers say about them. (No they weren't paid to say those things!) After working many years in large companies, they started Scott Mikel & Associates, a LOCAL company, so they could choose which agents they associate with on a day-to-day basis, agents of ability and integrity and where they could have the technology for "virtual" real estate as needed. Scott and Sam have created a company with equal amounts of honesty, reliability and fun. They will treat you as family (if you wish) and w/ integrity and expertise at all times. Realtors are NOT all the same - some great, some not so great. Choose carefully.

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