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The process of analyzing a borrower's capability
to honor repayment of a loan (evaluating his or her credit, assets, employment)
along with the value of the property being purchased, to help minimize the risk
involved for the party lending the purchase money
Unilateral contract
A one-sided contract in which only one party is
legally under obligation by the terms of the contract; one party promises an
action to the second party, who is not legally required to respond, but if the
second part does comply, then the first party is obligated to honor the promise
made
Unsecured loan
A loan that is not guaranteed by
collateral
Usury
The act of charging more than the maximum rate
of interest permitted by law
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Scott and Sam Mikel Scott Mikel & Associates inc. Vancouver, WA. Office 1: 360-921-0068 Direct: Scott: 360-903-1144 Direct: Sam: 360-921-0068 Email: sam@agentmikel.com Email: scott@agentmikel.com
The Mikels have won the coveted Columbian's Readers Choice Award twice - Scott in 2009 and Sam in 2010 (out of 1400 Realtors in Clark County). They are the "real" in real estate. They have been just that for over 50 years (between them) for thousands of buyers and sellers in Vancouver and SW Washington. Maybe you can tell what they're really like if you click on the tab "About Us" - "Who We Are." They'll treat you with gentleness, kindness and humor, all at the same time. See what their customers say about them. (No they weren't paid to say those things!)
After working many years in large companies, they started Scott Mikel & Associates, a LOCAL company, so they could choose which agents they associate with on a day-to-day basis, agents of ability and integrity and where they could have the technology for "virtual" real estate as needed. Scott and Sam have created a company with equal amounts of honesty, reliability and fun. They will treat you as family (if you wish) and w/ integrity and expertise at all times. Realtors are NOT all the same - some great, some not so great. Choose carefully.
www.agentmikel.com is brought to you by
Scott and Sam Mikel NUMBER1EXPERTS™ in real estate for
Vancouver United States, Washington state.
- NUMBER1EXPERTS™ 
