Vancouver real estate and homes for sale in Washington - Scott and Sam Mikel, REALTORS® Scott and Sam Mikel REALTORS(r) for Vancouver, WA, Washington real estate, US USA - NUMBER1EXPERTS™ Scott and Sam Mikel NUMBER1EXPERTS(tm) for Vancouver, WA, Washington real estate, America
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Scott and Sam Mikel, REALTORŪ, real estate agents and broker for Vancouver Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
Sam Mikel - The Columbian Readers Choice for Best Realtor in Clark County 2010; Scott Mikel won that award in 2009!

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Real Estate Dictionary: Vancouver Washington home buying, real estate listings, and homes for sale in Clark                          County, WA
Welcome > Resources > Real Estate Dictionary - A

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

N

NATIONAL ASSOCIATION OF REALTORS® (NAR)

A real estate trade organization that sets the standards for integrity and honesty within the real estate profession nationwide

Negative amortization

A gradual increase in the balance of a loan or mortgage which occurs because the monthly payments made are too small to cover the entire principal and interest charges; this shortfall amount is added to the remaining balance, resulting in negative amortization

Net listing

The advertisement of the price of property for sale in terms of the net price the seller will receive, once the property is sold, a type of listing which is illegal in many states

Net worth

The total value of all of an individual's assets, minus all liabilities or debts

No cash-out refinance

A transaction for refinancing a mortgage in which the new mortgage amount is limited to the sum total of the remaining balance of the first mortgage, points, closing costs, whatever is required to satisfy any liens that are more than one year old and other funds for the borrower's use (as long as the amount is one percent or less of the principal amount of the new mortgage)

Notary

An individual authorized by law to certify documents and signatures

Note

A legal document that obligates a borrower to repay a loan or owed sum of money at a stated interest rate over a designated period of time

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



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Scott and Sam Mikel, REALTORŪ, real estate agents and broker for Vancouver Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Scott and Sam Mikel
Scott Mikel & Associates inc.

Vancouver, WA.
Office 1: 360-921-0068
Direct: Scott: 360-903-1144
Direct: Sam: 360-921-0068
Email: sam@agentmikel.com
Email: scott@agentmikel.com

The Mikels have won the coveted Columbian's Readers Choice Award twice - Scott in 2009 and Sam in 2010 (out of 1400 Realtors in Clark County). They are the "real" in real estate. They have been just that for over 50 years (between them) for thousands of buyers and sellers in Vancouver and SW Washington. Maybe you can tell what they're really like if you click on the tab "About Us" - "Who We Are." They'll treat you with gentleness, kindness and humor, all at the same time. See what their customers say about them. (No they weren't paid to say those things!) After working many years in large companies, they started Scott Mikel & Associates, a LOCAL company, so they could choose which agents they associate with on a day-to-day basis, agents of ability and integrity and where they could have the technology for "virtual" real estate as needed. Scott and Sam have created a company with equal amounts of honesty, reliability and fun. They will treat you as family (if you wish) and w/ integrity and expertise at all times. Realtors are NOT all the same - some great, some not so great. Choose carefully.

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