Sam Mikel - The Columbian Readers Choice for Best Realtor in Clark County 2010; Scott Mikel won that award in 2009!

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"You put the lie to all those nasty realtor jokes"
"... you were more concerned for us than you were for the sale."
Elise and Joe
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Scoll Mikel & Associates are one of The Top Selling Real Estate Experts™
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First Time Homebuyers: Vancouver Washington home buying, real estate listings, and homes for sale in Clark County, WA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? We Can Help!

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Vancouver real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...

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Disclosure Laws >Read the Fine Print

Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.

Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.

Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.

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Q	Which famous skilled mason laid the cornerstone of the Capitol Building in Washington, D.C. in 1793?
A	George Washington, the first President of the United States.
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Scott and Sam Mikel, REALTORŽ, real estate agents and broker for Vancouver Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Scott and Sam Mikel
Scott Mikel & Associates inc.
Vancouver, WA.
Office 1: 360-921-0068
Direct: Scott: 360-903-1144
Direct: Sam: 360-921-0068
Email: sam@agentmikel.com
Email: scott@agentmikel.com
The Mikels have won the coveted Columbian's Readers Choice Award twice - Scott in 2009 and Sam in 2010 (out of 1400 Realtors in Clark County). They are the "real" in real estate. They have been just that for over 50 years (between them) for thousands of buyers and sellers in Vancouver and SW Washington. Maybe you can tell what they're really like if you click on the tab "About Us" - "Who We Are." They'll treat you with gentleness, kindness and humor, all at the same time. See what their customers say about them. (No they weren't paid to say those things!) After working many years in large companies, they started Scott Mikel & Associates, a LOCAL company, so they could choose which agents they associate with on a day-to-day basis, agents of ability and integrity and where they could have the technology for "virtual" real estate as needed. Scott and Sam have created a company with equal amounts of honesty, reliability and fun. They will treat you as family (if you wish) and w/ integrity and expertise at all times. Realtors are NOT all the same - some great, some not so great. Choose carefully.

www.agentmikel.com is brought to you by Scott and Sam Mikel
NUMBER1EXPERTS™ in real estate for Vancouver United States, Washington state.

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