Sam Mikel - The Columbian Readers Choice for Best Realtor in Clark County 2010; Scott Mikel won that award in 2009!
Thinking about Thinking about Selling? Would you like to know more about the market before you decide to put your home on the market? Find Out More > View All Offers >
"Sam was always so proactive--" "Sam has such a keen understanding of the real estate market as well as a warm, genuine manner..." Glenda and Randy Read Quote > View All Quotes >
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There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.
If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more
loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.
Scott and Sam Mikel Scott Mikel & Associates inc. Vancouver, WA. Office 1: 360-921-0068 Direct: Scott: 360-903-1144 Direct: Sam: 360-921-0068 Email: sam@agentmikel.com Email: scott@agentmikel.com
The Mikels have won the coveted Columbian's Readers Choice Award twice - Scott in 2009 and Sam in 2010 (out of 1400 Realtors in Clark County). They are the "real" in real estate. They have been just that for over 50 years (between them) for thousands of buyers and sellers in Vancouver and SW Washington. Maybe you can tell what they're really like if you click on the tab "About Us" - "Who We Are." They'll treat you with gentleness, kindness and humor, all at the same time. See what their customers say about them. (No they weren't paid to say those things!)
After working many years in large companies, they started Scott Mikel & Associates, a LOCAL company, so they could choose which agents they associate with on a day-to-day basis, agents of ability and integrity and where they could have the technology for "virtual" real estate as needed. Scott and Sam have created a company with equal amounts of honesty, reliability and fun. They will treat you as family (if you wish) and w/ integrity and expertise at all times. Realtors are NOT all the same - some great, some not so great. Choose carefully.
www.agentmikel.com is brought to you by
Scott and Sam Mikel NUMBER1EXPERTS™ in real estate for
Vancouver United States, Washington state.
- NUMBER1EXPERTS™ 
